Where am I going with this? Well, see, I don’t really HAVE benjamins. I don’t have anything green in my pocket and I usually don’t receive change when paying. I’m a chronic debit/credit card user. I’m always the one with no cash. Ever. I’m the one that splits the bill and says, “$22.50 on the card, please.” I know I also get annoying especially because of this.
So I want you to ask yourself, right now, when was the last time you saw your money? If it wasn’t for a kind soul to give me $20, I wouldn’t have cash on me right now. But I do!
For the most part, everyone is plastic. Swipe! Swipe! Swipe! My mom always nags my dad about getting a direct deposit account with the bank, usually when she sees the promos about how they’ll give you $100 for starting one. My dad always says no. He does the old fashion thing of driving to the bank on the days he gets paid, cashing his check and dividing it up from there. He’s a cash man. I tell my mom that he’s worked hard all week. He deserves to see his money before it gets spent on bills and food and the house. Heck, I’d like to see my money. But alas, I don’t.
I am not a cash person. I’m a debit card person. I don’t have credit cards and I don’t think I’ll ever want or have one. When I have cash, it literally burns a hole in my wallet. I need to spend it. I have an itch to buy, usually crap, that I don’t need. But with the card, I’m constantly worried about over-drawing, how much money I have left and how much I’m allowing myself to spend. Using the card is an automatic limitation on myself. I go through the store picking out a bunch of things just to get to the cash register and ask myself, “Do I really need this? Do I really need that?” Sometimes, after picking out various objects, articles of clothing and other good stuff, I leave the store empty-handed.
So anyway, at least I have a reason for not seeing my money. That way, I save a bit of it for emergencies. Si? You get me? What’s your reason for empty pockets? I want to hear all about it.